Get an Equipment Finance Quote
No Down Payment
With your good credit, we normally do not require a down payment. We generally only require the 1st and last month lease or finance payment and a nominal fee for processing and UCC filings.
Lower Monthly Payments
Our customized program maximizes your monthly cash flow, while significantly lowering your monthly payments than traditional financing.
100% Tax Deductible
An equipment lease may be treated as a ‘true operating lease,’ meaning your entire monthly payment may be written off as a business expense for income tax purposes (just like a rental payment)!
Protect Your Credit Lines
By entering into our lease agreement, you can reserve your cash and lines of credit for other uses. A ‘true operating lease’ does not appear on your balance sheet.
Equity Accumulation and Purchase Option
With each lease payment you build equity in your equipment. And, you’ll be given the option to purchase your equipment at the end of the lease for a minimal amount that you can predetermine.
Your business can acquire just about any type of equipment through The Finance Company's equipment leasing and finance division, including:
- Audio/Visual equipment
- Agricultural equipment
- Commercial Vehicles
- Computer equipment and software
- Construction equipment
- Forklifts and materials handling equipment
- Industrial equipment
- Laundry equipment
- Machine tool equipment
- Manufacturing equipment
- Medical equipment
- Office furniture and equipment (copiers, fax machines, etc.)
- Photo processing equipment
- Point-of-sale systems
- Printing presses and related equipment
- Restaurant equipment
- Telephone systems
- Tractors and trailers
Lease to Own. ($1 Buyout)
A Lease that combines lower, fixed monthly payments with the guaranteed-in-advance right to purchase the equipment at the conclusion of the lease term at a pre-determined price--usually $1.00.
This option is good for equipment with a long useful life. Also called a capital or finance lease and may be depreciated on the balance sheet. (Available in most, but not all states. Please consult your tax professional)
Lease With Option To Buy (FMV/10% buyout)
Provides greater flexibility and the lowest monthly payment. Its benefits include 4 unique lease-end options:
- Return the equipment with no further obligation, OR
- Purchase the equipment for its fair market value at the time, OR
- Purchase the equipment for a fixed amount--usually 10% of its price. (Must be agreed to in advance), OR
- Continue leasing for additional months at a reduced monthly payment.
Existing Companies ( 2+ Years Time in Business)
We are able to finance equipment from $3,000 up to $500,000 and can help you with larger requests too. For equipment costing between $3,000 and $75,000, a completed application is all that we need to start the credit approval process.
Start-Up Companies (Under 2 Years Time in Business)
We are able to finance equipment from $3,000 up to $30,000. A completed credit application is all that we need to start the credit approval process.
Require Financing from $500k up to $20mm? CLICK HERE >>
Need Equipment Leased or Financed? Get Started Now
For immediate assistance, call us directly at 866-992-2066 Monday-Friday 8:00 A.M. to 6:00 P.M. - Or, fill out the information form to the right and a business loan consultant will call you within 24 hours to discuss your needs at No-cost and with No-obligation.